personal finance

The rational case for tapping your 401(k)

“Don’t ever touch your retirement savings!” Thus says the internet. Think of it as the third rail of retirement advice. And, to be clear, the people who are saying it are right in almost all cases. After all, we’re already woefully behind on our retirement savings — according to a recent study by the Transamerica […]

Credit card signatures are almost a thing of the past

The random scribble you hastily scrawl after swiping your credit card is no longer required. Major credit card companies are getting rid of the signature requirement for credit card transactions. American Express, Discover and Mastercard will no longer require merchants to collect a signature on April 13. Visa will do away with the signature requirement […]